We used to represent insurance companies. Now let us help you.

Miami Insurance Claim Lawyers

Trusted & Innovative Legal Team Throughout Florida

Has your home or business been damaged by a plumbing loss, flood, hurricane, tropical storm, tornado, other type of windstorm, fire, lightning, vandalism, theft, sinkhole or another disaster or loss? Are you having trouble with your property insurance claim and need someone with experience to back you up? Our attorneys are here to help.

At Cernitz Law, we have helped clients with all types of insurance claims. The experienced attorneys at Cernitz Law, in addition to handling property damage insurance claims, also handle personal injury claims, business/commercial disputes, construction disputes/litigation, and more.

With decades of collective legal experience and thousands of cases handled, our attorneys are recognized as leaders in these complex areas of practice. Our legal team has seen it all, and we know what it takes to help you efficiently and effectively navigate the legal process.

Call (305) 370-3255 or contact us online now for a free consultation. We are available to assist you. Se habla Español.

We're Here for You and Your Family

We believe in full transparency and communication throughout the entire process. We won't let you go through this alone.

A Longstanding Track Record of Success

With more than five decades of combined experience across Florida, our attorneys are committed to offering the highest caliber legal representation for clients from all walks of life. We have earned legal victories for countless homeowners, commercial property owners, condominium owners, people who have suffered injuries, water damage, and people and businesses facing a range of commercial disputes.

Our attorneys possess the extensive knowledge, experience, gumption, and passion necessary to take on any challenge.

What Our Clients Are Saying

  • “Cernitz handled my case speedily and professionally. One call and my case was settled in a very short amount of time. They fought the big insurance company and quite fairly settled in my favor.”

    - Robert M.
  • “Justin Cernitz - I would definitely describe you as personable, compassionate, sincere, and a brilliant negotiator! You masterfully performed and strategically described the different scenarios with the best possible outcome to the teeth and accurately del”

    - Raul V.
  • Cernitz Law did an excellent job representing us on a property and casualty insurance matter and I wouldn't hesitate to engage them again in the future. They were extremely professional and we were very pleased with our results.

    - Tom W.
  • Great knowledgeable attorneys who get you winning results! The insurance company denied my homeowner’s property damage claim leaving me with the bill for the repairs. Justin personally handled my case, answered all my questions, and got me a great”

    - Brian B.
  • Very professional, answered all our questions always responded in a timely manner. Accomplished what he said he would do. Very happy with the service we received.

    - Kathy D.

Work With a Law Firm that Will Put Your Needs First

When you hire our firm, you will work directly with our lawyers. We never pass your case with paralegals, and we are committed to providing your case with the tailored attention it deserves. Our team strives to be as communicative and transparent as possible and will be available to answer your questions, address your concerns, and provide updates throughout our handling of your case.

Our firm was formed to provide a place where individuals and businesses could get the high-quality legal representation with individualized attention. Once we have a thorough understanding of your case, issues and goals, we will identify and implement the legal solutions and strategies you need to succeed.

Get a free consultation today by calling (305) 370-3255 or submitting an online request form. We look forward to assisting you!

How We're Different

  • We Know the Industry

    We have worked with insurance companies and now work to help people. Because we know their usual moves, we create unique strategies for our clients.  

  • We Think Outside the Box

    We're not like other attorneys - we come up with solutions to cases that no one else does. With our background, we're able to think outside the box for our clients.

  • We Collaborate

    We take a collaborative approach on each and every single case (yes, every case). No attorney at Cernitz Law handles a case solely by him or herself. All attorneys have their hands in all cases. Roundtable discussions occur regularly to collectively come up with litigation plans and strategies. The collaborative approach also ensures that no stones are left unturned and all details captured.”

  • We Tackle Cases Other Firms Refuse

    We continuously strive for excellence and serve with integrity. Our attorneys work with our clients every step of the way.

Contact Our Team

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Results Matter

  • $10.4 Million Commercial/Business Dispute

    Cernitz Law represented a business owner against another business owner in a complex commercial/business dispute. The case went to trial and Cernitz Law obtained a verdict of $10,400,000.

  • $881 Thousand Hurricane Claim

    Insurance Company initially paid $131,000 and refused to pay a dollar more on our client's Hurricane Irma claim. After litigating the case, Cernitz Law was able to recover another $750,000 in new money for the client.

  • $353 Thousand Hurricane Claim

    The insurance company refused to pay our client any more than $58,000.00, after litigating the case Cernitz Law obtained another $295,000 for our client's Hurricane Wilma claim.

  • $250 Thousand Plumbing/Water Damage

    The insurance company denied coverage for a beloved Miami restaurant/bar owner for a major plumbing/water damage loss. After litigating the case in federal court, Cernitz Law obtained a settlement for $250,000.

  • $185 Thousand Plumbing Loss

    Cernitz Law was able to secure a settlement in the amount of $185,000 from the insurance company for the client's plumbing claim.

  • $100 Thousand Plumbing Loss

    Insured/client had a plumbing loss and was seeking money for his damages. Cernitz Law discovered an irregularity that most attorneys would not have discovered and the insurance company settled the claim for over 4 times the amount the client was asking for.

  • $90 Thousand Home Repair Claim

    After the insurance company performed sub-standard repairs, Cernitz Law sued the insurance company and was able to force the insurance company to pay our client $90,000.

  • Water Damage

    The insurance company paid $10,000 to the client for her plumbing loss, claiming the policy had a limitation. Cernitz Law figured out that the insurance company was engaged in a scheme and as a result, the insurance company settled and paid the full amount to make repairs.

  • Roof Leak

    Client suffered a roof leak that the insurance company denied, claiming it wouldn’t be covered. Cernitz Law argued that the insurance company changed the policy and did not provide proper notice. As a result, the insurance company settled and paid for repairs.

  • Restaurant Plumbing Damage

    Client operated a restaurant that sustained a plumbing loss, which required the repair of the underground plumbing system. Insurance company denied the claim but Cernitz Law argued their exclusion in the policy didn't refer to their repair. As a result, the insurance company settled and paid them what they needed to make all repairs.

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