We're Not Like Other Firms

We used to represent insurance companies. We know their games. Now let us help you.

Miami Insurance Claim Lawyers

Trusted & Innovative Legal Team Throughout Florida

Has your home or business been affected by a hurricane, fire, water damage, theft, vandalism, or another disaster? Are you having trouble with your property insurance claim and need someone with experience to back you up? Our insurance claim attorneys are here to help.

At Cernitz Law, we have helped clients with all types of insurance claims, including property damage claims, plumbing loss claims, homeowners’ insurance claims, business claims, construction litigation, broken pipe claims, condominium claims, and more. We have also assisted countless clients with insurance claim disputes, bad faith insurance claims, and insurance agent negligence claims.

With decades of collective legal experience and thousands of insurance claims handled, our attorneys are recognized as leaders in this complex area of practice. We also possess extensive experience in the fields of personal injury and commercial litigation. Our legal team has been through and seen it all, and we know what it takes to help you efficiently and effectively navigate the legal process.

Call (305) 570-3422 or contact us online now for a free consultation. We are available to assist you. Se habla Español.

We're Here for You and Your Family

We believe in full transparency and communication throughout the entire process. We won't let you go through this alone.

A Longstanding Track Record of Success

With more than two decades of combined experience across Florida, our attorneys are committed to offering the highest caliber legal representation for clients from all walks of life. We have earned legal victories for countless homeowners, commercial property owners, condominium owners, people who have suffered injuries, water damage, and people facing a range of commercial disputes.

Our attorneys possess the extensive knowledge, experience, gumption, and passion necessary to take on any challenge.

What Our Clients Are Saying

  • “Justin Cernitz - I would definitely describe you as personable, compassionate, sincere, and a brilliant negotiator! You masterfully performed and strategically described the different scenarios with the best possible outcome to the teeth and accurately del”

    - Raul V.
  • Cernitz Law did an excellent job representing us on a property and casualty insurance matter and I wouldn't hesitate to engage them again in the future. They were extremely professional and we were very pleased with our results.

    - Tom W.
  • Great knowledgeable attorneys who get you winning results! The insurance company denied my homeowner’s property damage claim leaving me with the bill for the repairs. Justin personally handled my case, answered all my questions, and got me a great”

    - Brian B.
  • Very professional, answered all our questions always responded in a timely manner. Accomplished what he said he would do. Very happy with the service we received.

    - Kathy D.
  • Great service very reliable. If you want things done right and with results as soon as possible go to Mr. Cernitz. Nicole was a great help and very responsive as well. Great law firm very happy.

    - Debbie V.

Work With a Law Firm that Will Put Your Needs First

When you hire our firm, you will work directly with our lawyers. We never pass your case with paralegals, and we are committed to providing your case with the tailored attention it deserves. Our team strives to be as communicative and transparent as possible and will be available to answer your questions, address your concerns, and provide updates throughout our handling of your case.

Our firm was formed to provide a place where individuals and businesses could get the high-quality legal representation with individualized attention. Once we have a thorough understanding of your case, issues and goals, we will identify and implement the legal solutions and strategies you need to succeed.

Get a free consultation today by calling (305) 570-3422 or submitting an online request form. We look forward to assisting you!

How We're Different

  • We Have the Experience & Results

    With more than 45 years of combined experience across Florida, our attorneys are committed to offering the highest caliber legal representation.

  • We Tackle Cases Other Firms Refuse

    We continuously strive for excellence and serve with integrity. Our attorneys work with our clients every step of the way.

  • We Know the Industry

    We have worked with insurance companies and now work to help people. Because we know their usual moves, we create unique strategies for our clients.  

  • We Think Outside the Box

    We're not like other attorneys - we come up with solutions to cases that no one else does. With our background, we're able to think outside the box for our clients.

Contact Our Team

Get a Free Consultation!
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Results Matter

  • $10.4 Million Commercial/Business Dispute

    Cernitz Law represented a business owner against another business owner in a complex commercial/business dispute. The case went to trial and Cernitz Law obtained a verdict of $10,400,000.

  • $881 Thousand Hurricane Claim

    Insurance Company initially paid $131,000 and refused to pay a dollar more on our client's Hurricane Irma claim. After litigating the case, Cernitz Law was able to recover another $750,000 in new money for the client.

  • $353 Thousand Hurricane Claim

    The insurance company refused to pay our client any more than $58,000.00, after litigating the case Cernitz Law obtained another $295,000 for our client's Hurricane Wilma claim.

  • $250 Thousand Plumbing/Water Damage

    The insurance company denied coverage for a beloved Miami restaurant/bar owner for a major plumbing/water damage loss. After litigating the case in federal court, Cernitz Law obtained a settlement for $250,000.

  • $185 Thousand Plumbing Loss

    Cernitz Law was able to secure a settlement in the amount of $185,000 from the insurance company for the client's plumbing claim.

  • $100 Thousand Plumbing Loss

    Insured/client had a plumbing loss and was seeking money for his damages. Cernitz Law discovered an irregularity that most attorneys would not have discovered and the insurance company settled the claim for over 4 times the amount the client was asking for.

  • $90 Thousand Home Repair Claim

    After the insurance company performed sub-standard repairs, Cernitz Law sued the insurance company and was able to force the insurance company to pay our client $90,000.

  • Damage Appraisal Claim

    The insurance company prevented the client’s public adjuster from representing her in the appraisal and Cernitz Law argued that it was substantively unconscionable. That forced the insurance company to settle for the full amount of money the client was asking for.

  • Home Repair Claim

    The insurance company elected to repair the client’s damaged home and did a poor job. Cernitz Law argued that by exercising its right to repair it obligated the insurance company to ensure repairs were done right. Because the repairs weren’t done properly the insurance company owed the client money he was originally asking for.

  • Rental Property Vandalism

    After our client had his rental properties vandalized, the insurance company claimed he committed insurance fraud. After fighting extensively on behalf of our client, the insurance company settled the claim and paid the money he needed to make the repairs to the rental properties.